Dental insurance can remove much of the stress that comes from paying for dental care. Our team at Mind Your Mouth can work with you to maximize the savings you enjoy with your dental insurance policy. That includes thoroughly explaining your benefits to you and handling all the necessary paperwork for your insurance company. The information below can help you learn the basics of insurance so that you can get the most out of it.
Understanding How Dental Insurance Works
There’s a distinct difference between medical insurance and dental insurance. Medical insurance typically only pays for certain health issues and not for preventive care. Dental insurance, on the other hand, typically offers greater coverage for treatments meant to prevent oral health issues from occurring in the first place. It tends to provide less coverage for more severe dental issues. That means you need to take the initiative in seeking preventive care if you want to get the most out of your insurance and keep your personal costs to a minimum.
What Your Dental Insurance Plan Covers
You should review your benefits to see exactly what your plan covers. Our team can go over your plan with you to make sure you understand how much you’ll need to pay out of pocket. Typically, preventive services like cleanings and checkups are 100 percent covered; minor restorations such as fillings can be expected to receive up to 80 percent coverage while major restorations such as crowns and bridges normally only receive 50 percent coverage.
We Offer In-Network Savings & Welcome Out-of-Network Providers
One of the first things you need to do before your appointment is to get in touch with our dental office to see whether or not we are within your insurance’s network. You’ll enjoy the highest amount of savings possible by visiting a dental office that is in-network with your current plan. We proudly welcome Delta Dental, and before your appointment, you can call to see if we’re in-network with your policy. That said, we can still file claims for out-of-network insurances and help you explore other options (like CareCredit) for taking control of your financial situation.